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Partnership Financial Credit Union offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
30 Year Fixed Rate Mortgage
20 Year Fixed Rate Mortgage
15 Year Fixed Rate Mortgage
10 Year Fixed Rate Mortgage
5 Year Fixed Rate Mortgage
FHA 30 Year Fixed Rate
5/1 ARM
7/1 ARM
30 Year High Balance
JUMBO 30 YEAR FIXED
JUMBO 5/1 ARM
JUMBO 10/1 ARM

Rates last updated on Friday, March 27, 2020

30 Year Fixed Rate Mortgage
The interest rate remains fixed for the term of the loan. The payments are amortized over a 30 year period (360 months). The loan is repaid in 360 equal monthly installments.

Term: 30 years   Maximum Amount: $510,400

20 Year Fixed Rate Mortgage
The interest rate remains fixed for the term of the loan. The payments are amortized over a 20 year period (240 months). The loan is repaid in 240 equal monthly installments.

Term: 20 years   Maximum Amount: $510,400

15 Year Fixed Rate Mortgage
The interest rate remains fixed for the term of the loan. The payments are amortized over a 15 year period (180 months). The loan is repaid in 180 equal monthly installments.

Term: 15 years   Maximum Amount: $510,400

10 Year Fixed Rate Mortgage
The interest rate remains fixed for the term of the loan. The payments are amortized over a 10 year period (120 months). The loan is repaid in 120 equal monthly installments.

Term: 10 years   Maximum Amount: $510,400

5 Year Fixed Rate Mortgage
The interest rate remains fixed for the term of the loan. The payments are amortized over a 5 year period (60 months). The loan is repaid in 60 equal monthly installments.

Term: 5 years   Maximum Amount: $510,400

FHA 30 Year Fixed Rate
The interest rate remains fixed for the term of the loan. The payments are amortized over a 30 year period (360 months). The loan is repaid in 360 equal monthly installments.

Term: 30 years   Maximum Amount: $368,000
 
**FHA loans have an upfront Mortgage Insurance premium as well as a monthly premium**

5/1 ARM

This program offers a fixed rate for a period of 60 months with potential adjustments every year thereafter.

Term: 30 years   Maximum Amount: $510,400

7/1 ARM

This program offers a fixed rate for a period of 84 months with potential adjustments every year thereafter.

Term: 30 years   Maximum Amount: $510,400

30 Year High Balance
The interest rate remains fixed for the term of the loan. The payments are amortized over a 30 year period (360 months). The loan is repaid in 360 equal monthly installments.

Term: 30 years   Maximum Amount: $725,525

JUMBO 30 YEAR FIXED

The interest rate remains fixed for the term of the loan. The payments are amortized over a 30 year period (360 months). The loan is repaid in 360 equal monthly installments.

Term: 30 years   Maximum Amount: $2,000,000

JUMBO 5/1 ARM

This program offers a fixed rate for a period of 60 months with potential adjustments every year thereafter.

Term: 30 years   Maximum Amount: $2,000,000

JUMBO 10/1 ARM

This program offers a fixed rate for a period of  120 months with potential adjustments every year thereafter.

Term: 30 years   Maximum Amount: $2,000,000


Rates are subject to current market conditions and may change accordingly. The interest rates quoted are based on a single family detached home with a credit score of 740 or better and a Loan to Value equal to or less than 80%.


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $484,350 with closing costs of $7,844. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $13,250. Your actual APR may be different depending upon these factors.