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| 30 Year Fixed Rate Mortgage |
| FHA 30 Year Fixed Rate |
| 5/1 ARM |
| 7/1 ARM |
| 30 Year High Balance |
| JUMBO 30 YEAR FIXED |
| JUMBO 5/1 ARM |
| JUMBO 10/1 ARM |
| 20 Year Fixed Rate Mortgage |
| 15 Year Fixed Rate Mortgage |
| 10 Year Fixed Rate Mortgage |
| 5 Year Fixed Rate Mortgage |
Rates last updated on Wednesday, January 22, 2020
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30 Year Fixed Rate Mortgage
The interest rate remains fixed for the term of the loan. The payments are amortized over a 30 year period (360 months). The loan is repaid in 360 equal monthly installments.
Term: 30 years
Maximum Amount: $484,350
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| Rates | APR | Points |
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| 3.509% | 3.641% | 0% |
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FHA 30 Year Fixed Rate
The interest rate remains fixed for the term of the loan. The payments are amortized over a 30 year period (360 months). The loan is repaid in 360 equal monthly installments.
Term: 30 years
Maximum Amount: $368,000
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| Rates | APR | Points |
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| 3.011% | 3.139% | 0% |
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| **FHA loans have an upfront Mortgage Insurance premium as well as a monthly premium** |
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5/1 ARM
This program offers a fixed rate for a period of 60 months with potential adjustments every year thereafter.
Term: 30 years
Maximum Amount: $484,350
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| Rates | APR | Points |
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| 3.677% | 3.938% | 0% |
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7/1 ARM
This program offers a fixed rate for a period of 84 months with potential adjustments every year thereafter.
Term: 30 years
Maximum Amount: $484,350
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| Rates | APR | Points |
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| 3.502% | 3.899% | 0% |
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30 Year High Balance
The interest rate remains fixed for the term of the loan. The payments are amortized over a 30 year period (360 months). The loan is repaid in 360 equal monthly installments.
Term: 30 years
Maximum Amount: $725,525
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| Rates | APR | Points |
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| 3.99% | 4.126% | 0% |
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JUMBO 30 YEAR FIXED
The interest rate remains fixed for the term of the loan. The payments are amortized over a 30 year period (360 months). The loan is repaid in 360 equal monthly installments.
Term: 30 years
Maximum Amount: $2,000,000
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| Rates | APR | Points |
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| 3.625% | 3.733% | 0% |
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JUMBO 5/1 ARM
This program offers a fixed rate for a period of 60 months with potential adjustments every year thereafter.
Term: 30 years
Maximum Amount: $2,000,000
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| Rates | APR | Points |
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| 3.875% | 4.178% | 0% |
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JUMBO 10/1 ARM
This program offers a fixed rate for a period of 120 months with potential adjustments every year thereafter.
Term: 30 years
Maximum Amount: $2,000,000
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| Rates | APR | Points |
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| 3.75% | 4.383% | 0% |
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20 Year Fixed Rate Mortgage
The interest rate remains fixed for the term of the loan. The payments are amortized over a 20 year period (240 months). The loan is repaid in 240 equal monthly installments.
Term: 20 years
Maximum Amount: $484,350
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| Rates | APR | Points |
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| 3.342% | 3.526% | 0% |
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15 Year Fixed Rate Mortgage
The interest rate remains fixed for the term of the loan. The payments are amortized over a 15 year period (180 months). The loan is repaid in 180 equal monthly installments.
Term: 15 years
Maximum Amount: $484,350
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| Rates | APR | Points |
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| 2.973% | 3.208% | 0% |
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10 Year Fixed Rate Mortgage
The interest rate remains fixed for the term of the loan. The payments are amortized over a 10 year period (120 months). The loan is repaid in 120 equal monthly installments.
Term: 10 years
Maximum Amount: $484,350
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| Rates | APR | Points |
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| 2.948% | 3.29% | 0% |
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5 Year Fixed Rate Mortgage
The interest rate remains fixed for the term of the loan. The payments are amortized over a 5 year period (60 months). The loan is repaid in 60 equal monthly installments.
Term: 5 years
Maximum Amount: $484,350
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| Rates | APR | Points |
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| 2.948% | 3.61% | 0% |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $484,350 with closing costs of $7,844. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $13,250. Your actual APR may be different depending upon these factors.
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