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Partnership Financial Credit Union offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
30 Year Fixed Rate Mortgage
FHA 30 Year Fixed Rate
5/1 ARM
7/1 ARM
JUMBO 30 YEAR FIXED
JUMBO 5/1 ARM
JUMBO 7/1 ARM
20 Year Fixed Rate Mortgage
15 Year Fixed Rate Mortgage
10 Year Fixed Rate Mortgage
5 Year Fixed Rate Mortgage

Rates last updated on Monday, September 16, 2019

30 Year Fixed Rate Mortgage
The interest rate remains fixed for the term of the loan. The payments are amortized over a 30 year period (360 months). The loan is repaid in 360 equal monthly installments.

Term: 30 years   Maximum Amount: $484,350
RatesAPRPoints
3.99%4.126%0%

FHA 30 Year Fixed Rate
The interest rate remains fixed for the term of the loan. The payments are amortized over a 30 year period (360 months). The loan is repaid in 360 equal monthly installments.

Term: 30 years   Maximum Amount: $368,000
RatesAPRPoints
3.351%3.482%0%
 
**FHA loans have an upfront Mortgage Insurance premium as well as a monthly premium**

5/1 ARM

This program offers a fixed rate for a period of 60 months with potential adjustments every year thereafter.

Term: 30 years   Maximum Amount: $484,350
RatesAPRPoints
4.959%4.41%0%

7/1 ARM

This program offers a fixed rate for a period of 84 months with potential adjustments every year thereafter.

Term: 30 years   Maximum Amount: $484,350
RatesAPRPoints
4.56%4.408%0%

JUMBO 30 YEAR FIXED

The interest rate remains fixed for the term of the loan. The payments are amortized over a 30 year period (360 months). The loan is repaid in 360 equal monthly installments.

Term: 30 years   Maximum Amount: $2,000,000
RatesAPRPoints
4.375%4.575%1%

JUMBO 5/1 ARM

This program offers a fixed rate for a period of 60 months with potential adjustments every year thereafter.

Term: 30 years   Maximum Amount: $2,000,000
RatesAPRPoints
4.375%4.447%1%

JUMBO 7/1 ARM

This program offers a fixed rate for a period of  84months with potential adjustments every year thereafter.

Term: 30 years   Maximum Amount: $2,000,000
RatesAPRPoints
4.5%4.831%1%

20 Year Fixed Rate Mortgage
The interest rate remains fixed for the term of the loan. The payments are amortized over a 20 year period (240 months). The loan is repaid in 240 equal monthly installments.

Term: 20 years   Maximum Amount: $484,350
RatesAPRPoints
3.75%3.937%0%

15 Year Fixed Rate Mortgage
The interest rate remains fixed for the term of the loan. The payments are amortized over a 15 year period (180 months). The loan is repaid in 180 equal monthly installments.

Term: 15 years   Maximum Amount: $484,350
RatesAPRPoints
3.375%3.613%0%

10 Year Fixed Rate Mortgage
The interest rate remains fixed for the term of the loan. The payments are amortized over a 10 year period (120 months). The loan is repaid in 120 equal monthly installments.

Term: 10 years   Maximum Amount: $484,350
RatesAPRPoints
3.25%3.594%0%

5 Year Fixed Rate Mortgage
The interest rate remains fixed for the term of the loan. The payments are amortized over a 5 year period (60 months). The loan is repaid in 60 equal monthly installments.

Term: 5 years   Maximum Amount: $484,350
RatesAPRPoints
3.25%3.914%0%


Rates are subject to current market conditions and may change accordingly. The interest rates quoted are based on a single family detached home with a credit score of 740 or better and a Loan to Value equal to or less than 80%.


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $484,350 with closing costs of $7,844. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $13,250. Your actual APR may be different depending upon these factors.